"Did my rent actually go through?"
You transferred it on Tuesday. It's now Thursday. Your banking app says "processing." Your landlord hasn't confirmed. You check your balance every few hours just to be sure.
OnRepeatRecurring payments, finally on your schedule
Stop wondering if your rent went through.
Connect your bank once. OnRepeat schedules every payment around your payday and confirms the moment it clears. No more checking, no more wondering.
★ First 100 spots: 3 months of full bill scheduling, free
AUSTRAC registeredPayTo · RBA-regulated
Live confirmation
Upcoming this fortnightRent payment confirmed
Your $1,420 rent payment settled. You're all set.
$1,420Settled
OR$148
Origin Energy
Fri 2 May
TS$79
Telstra Internet
Mon 5 May
FF$45
Fitness First
Mon 5 May
One setup. Real-time confirmation. No more checking whether your rent cleared.
Sound familiar?
You've thought at least one of these in the last month.
"I think my electricity bill is due soon, or was that last week?"
You've got a direct debit with the electricity company, another with Origin, one with your gym, one with Netflix. None of them tell you what's coming or when. You find out when the money disappears.
"My rent goes out two days before payday."
Every fortnight, the same problem. You know it's coming. You can't change it. You just have to make sure there's enough in the account and hope nothing else hits that day.
"I'm moving house next month. I'm already dreading the payment admin."
New landlord means a new bank transfer setup. New property manager wants a different payment method. Meanwhile you still need to update your electricity, internet, and gym direct debits. Every single one requires a separate call, form, or login.
Most people just accept this. You don't have to.
Fix this for free →The one thing that's different
One authorisation. Every biller.
Most payment apps require a separate setup for every biller. Change electricity providers? New direct debit. New gym? New authorisation. Move house? Start again.
OnRepeat works differently. You authorise once, through your existing bank, in the app. That single authority covers every biller you add. You're in control of the whole thing from one screen.
This is PayTo, the RBA's payment framework. OnRepeat is one of the first consumer apps built on top of it.
Move house? Update your rent payee in one place and everything else keeps running. Change banks? Update your account details in the app once. Every biller, every scheduled payment carries through. The admin that used to take a week takes two minutes.
Change banks once, not ten timesMove house in two minutesOne screen for everything
Get early access, free →Set it up once. It runs itself.
Three steps. About two minutes. After that, you stop thinking about it.
01
Download the GANI Pay app
Set up your PayTo mandate: one authorisation through your existing bank that covers your rent and every bill. Takes about 2 minutes in the app.
02
Add your recurring payments
Add your rent, electricity, internet, gym, anything that comes out regularly. Set the schedule once, around your payday, not your biller's preference.
03
Get confirmed, not anxious
Every payment confirms the moment it clears. No checking. No wondering.
🔁 Rent confirmed at 9:04am
Free to start. Stays free for the basics.
Starter
Free
forever
Manage 1 recurring payment, free with no expiry. Great for just rent.
Core
$4.99
per month
Manage up to 3 recurring payments. Rent, electricity, internet: the essentials covered.
Unlimited
$6.99
per month
Manage every recurring payment you have. No limits.
The Starter tier isn't a trial. There's no clock and no credit card required. Add more bills when you're ready.
Get early access, it's free →A few things people ask.
How is this different from my current direct debit?
Direct debits are set by your biller, not you. OnRepeat flips that. You set the date. One authorisation covers every biller. You get a confirmation the moment it clears.
Is it safe to connect my bank?
You are not sharing your banking password. You approve a PayTo mandate through your own bank app, the same way you confirm any payment in mobile banking. OnRepeat never sees your credentials and never has direct account access. You can cancel any time from your bank. PayTo is the RBA's national payment framework.
What if my biller is not on the network?
Most are already covered. If your biller accepts a bank transfer or BPay, you can add them today. That covers rent, most utilities, internet, and gyms. If a biller only takes direct debit on their own system, early signups help us prioritise who to onboard next.
Join the waitlist
No more “did it go through?”
Join the waitlist for early access. Free to start. The first 100 people in get their first 3 months of the Complete plan on us.
Early access
Claim a priority spot
Email only. No credit card. The free tier stays free.
AUSTRAC registeredPayTo · RBA-regulated